The Y is proud to work with several insurance programs that offer discounts, reimbursements or even free memberships to their subscribers to support you on your journey to become healthier. 

It is highly recommended that you contact the number on your insurance card to see what specific benefits your insurance program offers.


• Renew Active 
  With Renew Active you can access the Y with NO MEMBERSHIP COST TO YOU!
  To see if you are eligible or to learn more, visit or call 
  the Customer Service number on the back of your UHC member ID card.

• Silver Sneakers

• Silver & Fit

• AARP Medicare Supplement Plans 
If you are 65+ and hold an AARP Medicare Supplement Insurance plan with  UnitedHealthcare, you may join the Y at 50% off the senior adult membership rate at the Y!  Benefits of the AARP Medicare Supplement Y membership program include:

  • Full access to all YMCA Membership services including group fitness classes, 
    aquatic classes and senior programs.
  • Opportunities to connect with your neighbors and our caring YMCA staff.

To enroll in the program, plan holders must obtain an “Activation Letter” by calling the AARP Medicare Supplement Plan Call Center at 1-800-523-5800.

Click here to see more details on the flyer.

This special membership program cannot be activated until January 1, 2019. All AARP Medicare Supplement Membership programs must be activated at the YMCA branch.

Please note: The AARP Medicare Supplement Membership Program at the YMCA 
will be evaluated each year.

Insurance Reimbursement

The Watertown Area YMCA works with the following insurance carriers to provide you membership to the Y:

  • Blue Cross & Blue Shield of MN
  • go365
  • United Health Care

Individual plans may vary; please check with your insurance provider to see if your plan covers a Y membership.